PC Monetary World Elite
Annual payment: $0
Welcome supply:
Card particulars
| Rates of interest | 21.99% on purchases, 22.97% on money advances (21.97% for residents of Quebec), 22.97% on steadiness transfers |
| Revenue required | Private revenue of $80,000 or family revenue of $150,000 |
| Credit score rating | 560 or larger |
| Level worth | 10 PC factors = $0.01 at Loblaws grocery community and Consumers Drug Mart. |
At a look: Consumers prepared to pay a $120 annual payment can take their earnings to the following stage whereas additionally having fun with some premium perks like a complimentary PC Specific Move.
featured
PC Insiders World Elite Mastercard
Annual payment: $120
Welcome supply: earn a welcome supply* of 300,000 PC Optimum™ factors with the NEW PC® Insiders World Elite® Mastercard®. Circumstances apply. Provide ends December thirty first, 2024.
Card particulars
| Rates of interest | 20.99% on purchases, 22.97% on money advances, % on steadiness transfers |
| Revenue required | Private revenue of $80,000 per 12 months or family revenue of $150,000 per 12 months |
| Credit score rating | 660 or larger |
| Level worth | 1 PC Optimum level is value $0.001 (redeem 10,000 factors for $10). |
Enhance your rewards with a PC Cash Account
What’s PC Cash?
Launched in 2020, the PC Cash Account is the latest monetary providing from President’s Selection, which joins different no-fee on-line banks to offer a reasonably complete suite of free on a regular basis banking companies whereas shaking issues up with the perk of incomes PC Optimum factors. Whereas incomes rewards factors is a typical good thing about utilizing a bank card, it’s much less typical if you do on a regular basis banking.
So far as financial institution accounts go, the PC Cash Account gives a stable portfolio with free limitless on a regular basis transactions, together with money withdrawals (from PC Monetary ATMs or at choose factors of buy), invoice funds, account-to-account transfers and Interac e-Transfers. As this isn’t a conventional chequing account, paper cheques will not be out there. Nonetheless, between point-of-purchase, invoice funds and Interac e-Transfers, you may nonetheless pay for every thing from meals to utilities to lease. And, the PC Cash Account card is extensively accepted. Use it wherever you possibly can use Mastercard—in particular person, on-line and internationally.
The right way to earn factors with PC Cash
While you store with the PC Cash financial institution card, you’ll earn 25 PC Optimum factors per greenback on purchases at Consumers Drug Mart and 10 factors per $1 all over the place else (aside from banking transactions, like paying payments or e-Transfers). You possibly can hyperlink your card to your PC Optimum account to earn much more factors by personalised gives. Plus, you may earn as much as 200,000 factors in bonuses through the strategy of establishing your account and making your first transactions—a worth of $200.
For individuals who store at Loblaw banner shops and associates, the PC Cash Account is a no brainer. It gives most, if not all, of the on a regular basis banking companies you want, suits seamlessly into the present PC Optimum program and prices you nothing to make use of.
What’s a PC Specific Move?
In April 2023, PC introduced its Specific Move, a grocery supply service which competes with the likes of InstaCart and UberEats. However it’s used at Loblaw banner shops, together with Loblaws, Zehrs, Freshmart, Actual Canadian Wholesale Membership, Actual Canadian Superstore, No Frills, and plenty of, many others, wherever PC merchandise are offered. It will also be used for selecting up orders, too.
You’re questioning about the associated fee, proper? It’s $9.99 a month, or $99.99 a 12 months (which saves you over $20 when you join the annual membership). It prices the identical because the streaming companies from Amazon Prime, so ensure you will use PC Specific Move for it to be of worth to you. There’s a one-month free trial interval. Right here’s what you’d get with PC Specific.
- limitless free pickup and supply on same-day, next-day or future orders over $35
- limitless variety of supply addresses (which might be of curiosity for caregivers of these dwelling independently)
- on-line procuring at 800-plus PC shops, together with Joe Contemporary and Consumers Drug Mart
- simple cancellation
- potential to earn PC Optimum factors and redeem PC Optimum gives
Steadily requested questions
Learn extra about grocery procuring:
