We break down the highest bank cards within the nation that’ll enable you to save on the pump—with both money again or rewards factors.
Prime 3 gasoline bank cards
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Greatest for money again
Curiosity Charges:
$20.99% buy, $22.99% money advance, $22.99% stability switch
Welcome supply:
$300 worth
Earn a ten% money again welcome bonus of as much as $300 (first 4 statements). Provide not accessible to QC residents. Phrases and situations apply.
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Greatest for no annual charge
Tangerine Cash-Again Credit score Card
Earn 2% money again in as much as 3 classes of your selection (together with gasoline).
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Curiosity Charges:
$20.95% buy, $22.95% money advance, $22.95% stability switch
Welcome supply:
$100 worth
Earn an additional 10% again on as much as $1,000 in on a regular basis purchases inside the first 2 months. Should apply by January 31, 2025.
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Greatest for perks
TD Money Again Visa Infinite Card
Earn 3% money again on gasoline and obtain complimentary emergency roadside help providers.
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Curiosity Charges:
$20.99% buy, $22.99% money advance, $22.99% stability switch
Welcome supply:
$500 worth
Earn as much as $500 in worth, together with 10% in Money Again {Dollars} within the first 3 months on Bonus Eligible Purchases as much as a complete spend of $3,500. Circumstances apply. Account have to be accredited by January 6, 2025.
Overview of the most effective gasoline bank cards
Gasoline prices generally is a hefty line merchandise, particularly for Canadians with a each day commute or perhaps a hybrid scenario—and it’s one that’s largely out of our particular person management. Utilizing the correct bank card whenever you refill will earn you a return in your gas bills. However which card must you choose?
| Greatest card by class | Highlights | Particulars | Eligibility necessities |
|---|---|---|---|
FEATURED GO TO SITE |
Award: Greatest for money again on gasoline
Greatest options: 4% money again on gasoline and EV charging, plus 4 different bonus classes |
Annual charge: $120 (rebated first 12 months)
Rewards: 1% to 4% money again Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
Revenue: $60,000 (private) or $100,000 (family)
Credit score rating: 725 or greater |
| FEATURED Tangerine Cash-Again Mastercard  GO TO SITE |
Award: Greatest no-fee card for money again on gasoline
Greatest options: 2% limitless money again in two classes of your selection, with no annual charge |
Annual charge: $0
Rewards: 0.5% to 2% money again Rates of interest: 20.95% on purchases, 22.95% on money advances, 22.95% on stability transfers |
Revenue: $12,000 (private or family)
Credit score rating: 660 or greater |
| FEATURED TD Money Again Visa Infinite  GO TO SITE |
Award: Greatest for roadside help
Greatest options: 3% money again on gasoline and complimentary emergency street providers via the TD Auto Membership Deluxe membership |
Annual charge: $139 (waived first 12 months)
Rewards: 1% to three% money again Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
Revenue: $60,000 (private) or $100,000 (family)
Credit score rating: 680 or greater (advisable) |
PC World Elite Mastercard LEARN MORE |
Award: Greatest factors bank card for gasoline
Greatest options: At the least 30 PC Optimum factors per litre at Esso and Mobil stations |
Annual charge: $0
Rewards: 10 to 45 factors per greenback Rates of interest: 21.99% on purchases, 21.97% on money advances, % on stability transfers |
Revenue: $80,000 (private) or $150,000 (family)
Credit score rating: 560 or greater |
Greatest money again bank card for gasoline
At a look: The CIBC Dividend Visa Infinite gives unbeatable rewards for on a regular basis spending, with as much as 4% money again on gasoline, EV charging and groceries. With an extra 2% money again on eating, transit and recurring payments, plus 1% on the whole lot else, this card delivers constant rewards throughout classes. Plus, save as much as 10 cents per litre at choose gasoline stations with Journie Rewards. It’s the right card for anybody in search of versatile money again choices with out sacrificing worth, particularly for frequent drivers and buyers.
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CIBC Dividend Visa Infinite
Annual charge: $120 (rebated first 12 months)
Welcome supply: Earn 10% money again (as much as $300 in money again in your first 4 statements), plus a first-year annual charge rebate. Provide not accessible to Quebec residents.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
| Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
| Credit score rating | 725 or greater |
Greatest no-fee money again bank card for gasoline
At a look: The Tangerine Cash-Again Credit score Card is the most effective no-fee money again card for on a regular basis purchases like gasoline, groceries and extra. Select as much as three out of ten spending classes to earn limitless 2% money again, whereas receiving 0.5% again on the whole lot else. Customise your spending classes to fit your life-style, and luxuriate in simple, computerized month-to-month rewards deposits. With instruments to trace your spending, this card is ideal for these eager to monetize their on a regular basis payments with out paying for the privilege.
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Tangerine Cash-Again Credit score Card
Annual charge: $0
Welcome supply: Earn an additional 10% money again throughout the first two months (as much as $100 in money again).
Card particulars
| Rates of interest | 20.95% on purchases, 22.95% on money advances and 22.95% on stability transfers |
| Revenue required | Private or family earnings of $12,000 |
| Credit score rating | 660 or greater |
Greatest bank card for gasoline with roadside help
At a look: The TD Money Again Visa Infinite Card is a best choice for drivers, providing 3% money again on gasoline, groceries and recurring payments, and 1% on different purchases. Take pleasure in a complimentary Deluxe TD Auto Membership membership, offering 24/7 roadside help amongst different perks. With added journey advantages like automobile rental financial savings at Avis and Funds, auto rental insurance coverage and entry to different Visa Infinite options, this card is ideal for road-trippers and frequent travellers.
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TD Money Again Visa Infinite Card
Annual charge: $139 (waived first 12 months)
Welcome supply: Earn as much as $500 in worth, together with 10% in money again throughout the first three months (as much as $350 in money again). Circumstances apply. Account have to be accredited by January 6, 2025.
Card particulars
| Rates of interest | 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers |
| Revenue required | Private earnings of $60,000 or family earnings of $100,000 |
| Credit score rating | 680 or greater (advisable) |
Greatest factors bank card for gasoline
At a look: The PC World Elite Mastercard, designed for final gasoline and grocery rewards, is Canada’s first no-fee World Elite Mastercard. Earn 45 PC Optimum factors per greenback at Consumers Drug Mart and 30 factors per greenback at most Loblaw-banner grocery shops like No-Frills and Actual Canadian Superstore. Additionally, earn a minimum of 30 factors per litre at Esso and Mobil gasoline stations throughout Canada (charges fluctuate by location) and 10 factors all over the place else. With versatile and simple redemption, factors can be utilized on the until for groceries, gasoline, automobile washes and extra.
Card particulars
| Rates of interest | 21.99% on purchases, 21.97% on money advances (21.97% for residents of Quebec) |
| Revenue required | Private earnings of $80,000 or family earnings of $150,000 |
| Credit score rating | 560 or greater |
| Level worth | 10 PC factors = $0.01 at Loblaws grocery community and Consumers Drug Mart. |
How we decide the most effective playing cards
The MoneySense editorial group selects the most effective bank cards by assessing the worth they supply to Canadians throughout varied classes. Our greatest bank cards for gasoline rating relies on an intensive listing of card particulars and options—with a deal with those who matter to drivers—together with annual charges, rates of interest, welcome gives, rewards earn charges, annual earnings necessities, and perks resembling insurance coverage protection and roadside help. Our rankings are an unbiased supply of knowledge for Canadians. The addition of hyperlinks from affiliate companions has no bearing on the outcomes. Learn extra about how MoneySense makes cash.